For Those Still Working

Many individuals find themselves caught up in their daily work routines, diligently saving for retirement through their employer-sponsored plans. However, once they enroll in these plans, they rarely receive further guidance on their investment choices. They occasionally ponder whether they should make any changes to their investments, but other life matters take priority, and their retirement accounts end up on the back burner. If this situation resonates with you, you're not alone. It's a common occurrence for people to work for years without properly addressing their retirement plans. There are several reasons for this. 

• First, most individuals lack the confidence to manage their investments independently. 
• Second, the representatives overseeing retirement plans are responsible for a large number of participants and it can be difficult for them to provide meaningful individual attention to each person. 
• Third, many financial advisors are unable to assist with workplace retirement plans because they focus on helping individuals after they leave their jobs and can roll their money into an Individual Retirement Account (IRA).

Fortunately, there may be a solution for those who wish to have active management for their retirement investments without the burden of doing it themselves. If your retirement plan offers a Self-Directed Brokerage Account (SDBA) option, you might be eligible to have a professional advisor manage your investments on your behalf, and this is where we come in.